Trade credit insurance: protect your company against bad debts
Avoid the risk of unpaid debts with trade credit insurance
AED
The simulation above shows the additional turnover that your company must achieve to compensate for the loss due to a non-payment.
100000customers
200countries covered
725billion exposure
Profitable companies run out of cash. It happens when the money is earned but not yet collected, and the gap between those two states has a name. Days sales outstanding is the measure of that gap. Coface defines it as the indicator used to evaluate how efficiently a company manages its receivables, calculated as outstanding sales divided by sales, multiplied by the period. What makes it useful is what it exposes. As Coface puts it, DSO highlights a company's payment term policy. Which means a rising number is rarely an accounts problem. It is usually a decision problem, made earlier and somewhere else.
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A supplier owes you nothing. They cannot default on you, because you are the one paying them. That is exactly why procurement teams watch them less closely than finance watches customers. It is also why a supplier failure lands harder. A customer who stops paying costs you an invoice. A supplier who stops delivering costs you the ability to trade. Distress is visible well before delivery stops. The signals are just spread across teams, and nobody is watching all of them at once.
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2 min
Online services for customers
Business Information
Access the business insights you need to manage credit risks across your entire business-partner portfolio and make strategic decisions with confidence.
Customer Portal - CofaNet
Coface online platform for managing your trade receivables. Full monitoring of your risks. Direct access to all tools according to your contracts.
Innovative and digital solutions
API Portal
Stop juggling between software applications. Explore Coface API Catalogue and Integrated Solutions for Icon by Coface and trade credit insurance.

