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Expert advice

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    Debt recovery in Europe: 5 tips to avoid the pitfalls, country by country

    Geographical proximity, the single market, long-standing trading partners… Recovering a debt in Europe may seem straightforward. However, over 70 per cent of businesses face late payments, and debt recovery practices vary significantly from one country to another. Because an unpaid debt is not handled in the same way in London, Milan, Madrid, Brussels, Zurich or Warsaw, Coface’s experts share their advice on how to avoid the most common mistakes, adapt your approach to the local context and maximize your chances of recovery.

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    3 keys to speed up your decision-making and drive your growth

    Geopolitical tensions, slowing growth, supply chain disruptions, and mounting regulatory risks: businesses today operate in a world where uncertainty has become the norm. The question, therefore, is no longer how to eliminate risk — that is neither realistic nor desirable — but how to make the best possible decisions in a constantly changing environment.

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    Coface survey: Dubai businesses show strong governance as AI-driven insights become key to faster decision-making

    The main obstacle to business growth is no longer just the market, but also companies’ ability to make decisions. According to the latest Coface survey of 1,250 business leaders in 13 countries, 68% of them cite slow decision-making as a major obstacle. In a highly uncertain environment, businesses are no longer simply seeking to avoid risk: they must learn to make decisions more quickly. A transformation is underway, gradually turning risk into a driver of decision-making and growth.

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    The Role of Trade Credit Insurance in Protecting UAE and GCC Companies from Rising Global Insolvency Risks

    Credit risk insurance is becoming central to how UAE businesses manage exposure in a market shaped by rising insolvencies. If you sell on credit, you carry risk with every transaction. The scale of that risk is increasing. Across global markets, insolvency levels are climbing due to cost pressure, tighter liquidity, and slower payments. These trends do not stay local. They reach your customers, your partners, and your cash flow.

  • Risk Dashboard

    Navigate uncertainty with Coface's global risk assessments for 160 countries and 13 sectors. 

    • #Corporate news
    • #Economic publications
    • #Expert advice

    Managing Supply Chain Fragility in the GCC: Why Trade Credit Insurance Is Becoming a Strategic Necessity

    Supply chain pressure across the GCC is not only about delayed shipments, logistics disruption, or rising costs. For many businesses, the bigger risk appears when customers delay payment, default, or become insolvent. When receivables are not collected on time, cash flow tightens and the impact spreads across operations, supplier payments, and future growth. Trade credit insurance helps protect businesses against this buyer non-payment risk. At Coface, we work with businesses across the GCC to build structured, data-led approaches to managing supplier exposure. We combine regional insight with one of the world's most comprehensive trade intelligence databases, giving you the visibility you need to act before problems escalate.

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    Understanding insolvency and protecting yourself against unpaid debts

    For any company, recovering unpaid invoices is an essential part of ensuring the long-term future of its business. When an invoice goes unpaid, there are various solutions available to the creditor, ranging from amicable approaches to legal action. But when the customer turns out to be insolvent, the debt is lost, and the consequences can be very damaging if the amount is significant. That's why the most important thing is to protect yourself against the potential insolvency of your customers (and yourself!). Fortunately, there are solutions.

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    Compliance and reputation: 6 steps to control risks and monitor your partners

    Sanctions, financial losses, reputational damage to your company: compliance is no longer just a regulatory formality, it’s a concrete business risk that needs to be closely monitored. Strategies, early warning signals, common mistakes: our experts share their solutions to strengthen your day-to-day monitoring of your clients and suppliers, make your decisions more reliable and secure your business.

  • Risk Dashboard

    Navigate uncertainty with Coface's global risk assessments for 160 countries and 13 sectors. 

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